18 min read · R1
China basic medical insurance for foreign employees
Confirm enrolment, active participation, insured city, accepted credentials and hospital settlement before relying on China employee medical insurance.
Read the guideBasic medical insurance
Turn active enrolment into a usable hospital route
Separate the national insurance record from local provider, credential and settlement rules, then use the implementation guide for the city that holds or receives the claim.
9practical source-linked guides
Use this collection to prepare
Prove the active record
An employer deduction, work permit, social-security number or app login does not by itself prove that current medical-insurance entitlement is usable.
Follow the insured place
The pooling area controls important benefit and administration rules; the hospital and place of care control other operational steps.
Match every identity layer
After a passport change, update the responsible records in sequence instead of assuming one corrected card changes the insurer, hospital and employer systems.
Complete collection
9 focused guides
Each guide states its source scope, review date and next scheduled check. Local examples are not presented as nationwide promises.
All healthcare guidesEstablish and use the national record
Confirm enrolment, active entitlement, the accepted credential and the exact status recorded at the hospital before relying on direct settlement.
16 min read · R1
Using China basic medical insurance at a hospital for the first time
Verify active entitlement, the accepted credential, provider status and patient identity before relying on direct settlement at a first hospital visit in China.
Read the guideFollow the city implementation
Use the current local route for designated providers, provider selection, credentials, settlement and reimbursement instead of importing another city's rules.
15 min read · R1
Using basic medical insurance at hospitals in Beijing
Verify active Beijing cover, the hospital's designated status, your personal selection and accepted credential before relying on direct settlement.
Read the guide15 min read · R1
Using basic medical insurance at hospitals in Shanghai
Confirm active Shanghai cover, the exact designated provider, an accepted credential and the correct settlement route before hospital care.
Read the guide17 min read · R1
Using basic medical insurance at hospitals in Guangzhou
Verify Guangzhou as the insured place, use the right selected or designated provider, present a matching credential and keep a repair path if settlement fails.
Read the guide18 min read · R1
Using basic medical insurance at hospitals in Shenzhen
Check Shenzhen entitlement and insurance tier, select the correct outpatient provider, use a matching credential and keep evidence if settlement fails.
Read the guideKeep identity and location changes traceable
Correct identity records after a passport change, transfer the relationship after a qualifying move, or file the separate cross-province route for temporary care.
17 min read · R1
Updating China basic medical insurance after a passport change
Correct the underlying social-insurance and medical-insurance identity before reconciling cards, hospital records, banking and commercial cover.
Read the guide13 min read · R1
Transfer basic medical insurance after a job or city move
Confirm the pooling-area move, stopped source participation and active destination enrolment before applying; benefits may not continue automatically.
Read the guide13 min read · R1
Cross-province basic medical insurance in China
Register for cross-province care, verify a network provider and understand which location's rules apply before relying on direct settlement.
Read the guideScope boundary
This collection explains administration for people whose basic-medical-insurance participation may already exist. It does not determine whether a person is eligible, promise that contributions or benefits are active, quote an individual reimbursement amount, choose a provider or treatment, or replace the responsible medical-insurance agency, hospital or emergency service. City rules are dated local implementations and must not be generalized across China.
Looking for a spouse or child's route?
Eligibility is separate
An employee's active record does not automatically enrol a dependant in resident medical insurance.
Newborn timing is local
Application windows, payment years, waiting periods and start-from-birth effects must be checked in the controlling city rule.
Managing recognised long-term outpatient treatment?
Diagnosis is only the clinical layer
The insured place separately controls the disease catalogue, recognition, validity, selected institution and benefit parameters.
Cross-province access is conditional
Recognition, filing and the exact provider's disease-specific connection must all be verified before relying on direct settlement.
Was the care connected to a work accident or occupational exposure?
Basic medical insurance is not the work-injury decision
Keep emergency payment, ordinary medical-insurance use, employer reporting and the work-injury recognition route separate.
Use the responsible work-injury channel
Participation, recognition, agreement institutions, rehabilitation, assessment and benefit payment each require their own current record.
Need time away from work for a non-work-related illness?
Medical insurance is not sick-leave approval
Hospital settlement, a clinician's certificate, employer leave, sick pay and the statutory medical period are separate records.
Use the employment and city rules
Confirm the actual contract, lawful company process, local wage standard, service history and accumulated absence before relying on a calculation.